Book Title : MILLENNIAL FINANCE
Writer : Edwin Santoso
Publisher : PT. GRASINDO
Year of publisher : July 2017
Number of pages : 127
Price : IDR 50,000
About the Book:
This book tells the story of generation Y or often referred to as the
millennial generation who will bring drastic changes in various things in the
world, culminating between 2020-2030. It is certain that there will be major
changes in the fields of economy, lifestyle, social order, technology, and so
on. Instead of avoiding it, maybe as one of generation Y you should embrace the
change and take advantage of it as a change that occurs. This Generation Y is a
generation that will have a huge influence on things. Starting from 2018-2030,
it will be the golden period of this millennial generation. There are 3 things
that will undergo drastic changes from the dominance of generation Y in the
future, these three things include:
1. 1. Technology Integration and Disruptive Technology
Generation Y will change the global community's perception of the use of technology, because in the future the correlation of the success of a business with the success of the business prioritizes technology in various aspects. Therefore, inevitably companies must be able to adjust to the wishes of the people who may also be the main consumers of their products or services. For the next few years, there will still be a lot of disruptive technology that has emerged, both in Indonesia and in the world, which comes from changing the preferences of an all-conventional society to an all-digital one.
2. 2. Working Methods and Enterreneurship
The influence of generation Y is very large in the world of work, because the entire generation Y is at a productive age and has a large number. For entrepreneurship, the willingness of generation Y humans to have their own business is greater than that of their predecessors. Where it can be seen that there are many start-ups that have emerged in Indonesia and in the world in recent years, especially for tech-based start-ups
3. 3. Lifestyle And Finance
The significant change brought about by this generation is a change in lifestyle preferences and perceptions of financial things. For the lifestyle of the millennial generation, it prioritizes the factor of practicality above all in decision making. For example, this generation chooses to buy a apartment instead of buying a house in the suburbs, they also choose to choose a place to live that has adequate facilities such as security, etc. Therefore, practicality is one of the important factors that determine the lifestyle of generation Y.
When viewed from financial factors, this generation is more aware of how important it is to plan finances in their lives, although Most of this generation does not understand correctly the steps, they must take to be able to realize their life goals. Of course, other changes caused by the dominance of generation Y in society will have a positive and negative impact on a specific group so that a careful preparation is needed for them to be able to adapt to the changes brought by these millennial generation. Even so, there is no guarantee that you as generation Y will be successful in the future, because of the tight level of competition that exists from the predecessor generation as well as from fellow generation Y itself. Pinned on this generation is not just a nickname but is the embodiment and true of the hope placed on human beings born and raised in these two different epochs to be able to change the world into a better place.
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